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Furniture Row Credit Card
and Online Financing

See if You Prequalify

Get a decision in seconds with no
impact to your credit bureau score.

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four friends sitting and eating together around the Sedona Dining Table

Furniture Row Credit Card
and Online Financing

See if You Prequalify

Get a decision in seconds with no
impact to your credit bureau score.

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Ready to apply?

It’s fast, easy and secure. If approved instantly, you can shop right away at any Furniture Row® location.

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Sign in now to view your online statement,pay your bill, or manage your account details.

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Payment Calculator

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Calculate your monthly payments based on the amount you’d like to finance and the promotional financing offer you choose.

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Ready to apply?

It’s fast, easy and secure. If approved, you
can shop instantly at any Furniture Row® location.

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Already have an account?

Sign in now to view your online statement,
pay your bill, or manage your account details.

Manage Account

Payment Calculator

Estimate your monthly payments
Calculate your monthly payments based on the amount you’d
like to finance and the promotional financing offer you choose.

Looking for other
financing options?

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Special Financing Offers

Shop Instantly Once Approved

Credit Card Details

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Quick, easy, and secure

Available for all online purchases

Shop Now

Looking for other financing options?

Furniture Row Logo Type

Special Financing Offers

Shop Instantly Once Approved

Credit Card Details

PayPal Logo

Quick, easy, and secure

Available for all online purchases

Shop Now

Special Financing Offer 1

Save $100 on Every $1,000 Spent!1
With 24 Months Special Financing!3
  • On purchases of $999 or more made with your Furniture Row Credit Card between 9/3-9/16.

+

Earn 5% Cash Back
as a Statement Credit on Qualifying Purchases. Rebate Submission Required.
Rebate Registration

Special Financing Offer 2

Long-Term Financing
No Interest for 60 Months!
  • On purchases of $1,999 or more made with your Furniture Row Credit Card between 9/3-9/16.
  • Equal monthly payments required for 60 months.
  • Promo fee of 2% of amount financed will be included in required monthly payments.
  • No down payment except amount equal to sales tax and delivery on another payment type.
  • In-store only, see store for details.

09/27/2024 - 09/30/2024

1Offer applies to combined purchases made at Furniture Row® Living, Dining, and Bedroom or Denver Mattress®. Tempur-Pedic®, Sealy®, Purple®, Stearns & Foster®, Denver Mattress® Clearance Items, Stressless®, Doorbusters and Special Purchase items are excluded from any and all sale events. See store for details. Cannot be combined with any other offer.

2 Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

* If a product is not on a showroom floor it will be available to order at the advertised price while supplies last. Despite our best efforts, typographical and numerical errors in an ad will sometimes occur. We appreciate your understanding that we cannot be held liable for such errors and regret any inconvenience this causes our valued customers.

NOTE: The Furniture Row card is offered and administered by Synchrony. You are on Synchrony web site throughout the application process and Synchrony Privacy Statement, and Website Terms and Conditions apply.

Special Financing Offer 1

Save $100 on every $1000 purchase1
With 24 Months Deferred Interest3
  • On purchases of $999 or more made with your Furniture Row Credit Card between 9/3-9/16.

+

Earn 5% Cash Back
as a Statement Credit on Qualifying Purchases. Rebate Submission Required.
Rebate Registration

Special Financing Offer 2

Long-Term Financing
No Interest for 60 Months!
  • On purchases of $1,999 or more made with your Furniture Row Credit Card between 9/3-9/16.
  • Equal monthly payments required for 60 months.
  • Promo fee of 2% of amount financed will be included in required monthly payments.
  • No down payment except amount equal to sales tax and delivery on another payment type.
  • In-store only, see stores for details.

09/27/2024 - 09/30/2024

1Offer applies to combined purchases made at Furniture Row® Living, Dining, and Bedroom or Denver Mattress®. Tempur-Pedic®, Sealy®, Purple®, Stearns & Foster®, Denver Mattress® Clearance Items, Stressless®, Doorbusters and Special Purchase items are excluded from any and all sale events. See store for details. Cannot be combined with any other offer.

2 Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

* If a product is not on a showroom floor it will be available to order at the advertised price while supplies last. Despite our best efforts, typographical and numerical errors in an ad will sometimes occur. We appreciate your understanding that we cannot be held liable for such errors and regret any inconvenience this causes our valued customers.

NOTE: The Furniture Row card is offered and administered by Synchrony. You are on Synchrony web site throughout the application process and Synchrony Privacy Statement, and Website Terms and Conditions apply.